Be careful and cautious while going outside. You should know the steps to get accident benefits if you got hit by a car on the road. Here they are:
Inform the police
Call the police. Even if the accident is minor, the injuries from it might not be apparent right away. You must notify the police in order to be eligible to claim benefits or compensation from an insurance company. If possible, take digital pictures (you can use your cell phone) of damages to your car and body. Always get a copy of the police or collision report.
Get Contact Information
Record the contact information of any people who were witnesses to the accident and become in any way related to your accident (e.g., doctors, collision center employees, firefighters, police officers, etc.).
Contact Your Personal Injury lawyer Toronto
Get in touch with a lawyer immediately and then your family doctor. You have 30 days after receiving an insurance claim package to send the necessary forms to the insurance company. Your lawyer and medical specialists must work together in order to help you fill out all the necessary forms correctly and prevent the insurance company from denying your claim.
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Insurance Company Must Be Notified Within a Reasonable Time
On the question of reasonable time, Toronto personal injury lawyers recommend you should notify your insurance company about your accident, within 7 days after the accident. In this way, you will be eligible for any kind of accidental benefit.
Identify Other Options for Health Insurance Coverage
There are different health insurance coverage options under special circumstances, such as:
- Benefits from university
- Benefits from employment
- Benefits from your spouse, etc.
You have to find and check these options to maximize health insurance coverage. Once you have access to other benefits, exhaust them before using motor vehicle insurance benefits.
Regularly Go For Rehabilitation Treatments and Assessments
Rehabilitation treatments and assessments are important to attend. They are suggested by your doctor as well as Toronto personal injury lawyer. The reason why it is so important, because you have to get better and collect all evidences to receive larger compensation.
Keep A Copy of Every Document
Save and organize a copy of every document and item relevant to your accident or insurance claim, such as the following:
- A police report,
- Your insurance policy,
- Medical prescriptions,
- Receipts for all relevant expenses (e.g., medical treatments, parking),
- Letters from the insurance company,
- Medicine bottles,
- Income tax forms, etc.
Monitor and Attend to Every Change in Your Health
Keep track of your health and routine. You should compare your health and performance after accident with that you had before the accident. Some activities include:
- Child caring
- Climbing stairs, etc.
Be Quick About It
Insurance claim process has quite a few deadlines, so make sure you’re aware of them.
Keep Accident Information to Yourself
Well, at least don’t share it on your social profile, because insurance companies will scrutinize your emails and social media accounts, so that they can come to decision. Information of your accident on any social profile might make them change their mind, or perhaps prolong your case.